Table 2 Categories of households based on loan sources
From: Credit off-take from formal financial institutions in rural India: quantile regression results
Source of loan | Category of household | ||
|---|---|---|---|
Formal | Semi-formal | Informal | |
Yes | No | No | Households met their full credit demand entirely from the formal sector |
Yes | Yes | No | Households met part of their credit demand from the formal sector |
Yes | No | Yes | |
Yes | Yes | Yes | |
No | Yes | No | Households excluded from the formal sector but which used credit facilities from semi-formal and/or informal sectors |
No | Yes | Yes | |
No | No | Yes | Households solely dependent on the informal sector |
No | No | No | Households without any credit facilities |