From: Credit off-take from formal financial institutions in rural India: quantile regression results
Explanatory variables | Parameter estimates | |
---|---|---|
Coefficient | SE | |
Intercept | −209997*** | 44913.00 |
State dummy 1 | Â | Â |
Chhattisgarh (CGARH) | −32785* | 16763.00 |
Maharashtra (MAHA) | −44746*** | 15840.00 |
West Bengal (WB) | −34541 | 23433.00 |
Andhra Pradesh (AP) | −81708*** | 20033.00 |
Tamil Nadu (TN) | −109030*** | 22474.00 |
Village attribute | Â | Â |
PIRRI | 579.48* | 328.02 |
PELECTRIC | 1211.24*** | 312.82 |
AGRI | 3075.69 | 4648.62 |
EDU | 8582.52* | 4590.04 |
FININS | −3606.29 | 4264.39 |
Household attribute | Â | Â |
LANDD1 | 1342.84 | 15353.00 |
LANDD2 | 7719.08 | 6557.80 |
LANDD3 | 28154*** | 8522.69 |
IRRISTATD1 | 2773.70 | 9178.17 |
ALACDUM | 26352** | 10331.00 |
INFORDUM | −25485* | 7113.22 |
DWELLD2 | −9211.10 | 7991.39 |
SANITD1 | 11445 | 8177.80 |
FAMTOT | 5151.78** | 2239.92 |
CASTRDUM | 15235* | 8132.51 |
Loan attribute | Â | Â |
PURPDUM | 9801.21 | 11864.00 |
SECDUM | 15093** | 6910.41 |
TCOST | 54.15*** | 7.91 |
RAINT | 7745.93*** | 1234.58 |
R-square | Â | 0.5224 |
Number of observations | 399 |