Table 4 Correlation between principal components (PC) and original variables
Variables | PC1 | PC2 | PC3 |
|---|---|---|---|
Affordable interest rate | −0.170 | −0.643 | −0.285 |
Flexibility of guarantee | −0.270 | −0.602 | −0.131 |
Geographical proximity of microfinance institution | −0.272 | 0.178 | −0.537 |
Consideration of the farming calendar for the grace period | −0.372 | 0.307 | −0181 |
Obtaining the amount requested | −0.396 | 0.093 | −0.302 |
Flexibility in the requirements of identity documents | −0.376 | −0.130 | 0.423 |
Credit granting to individuals | −0.338 | 0.050 | 0.460 |
Exemption from processing fees and other fees | −0.378 | 0.023 | 0.314 |
Timely processing of credit applications | −0.362 | 0.263 | −0.016 |