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Table 3 Differences in absolute mean values of selected variables for CCT and NCT farmers

From: Impact of credit on the climate adaptation utilization among food crop farmers in Southwest, Nigeria: application of endogenous treatment Poisson regression model

Variable

CCT

NCT

Absolute mean difference

Education

4.89

4.93

0.04

Family size

4.29

4.37

0.08

Gender

0.93

0.93

0.00

Experience

10.20

13.35

3.15**

Age

44.45

44.15

0.30

Farm income

328,300.00

612,175.00

283,875.00**

Non-farm income

169,852.00

224,465.01

54,613.01*

Extension

1.64

1.35

0.29*

Farm size

3.83

4.40

0.57**

Market distance

1.59

1.47

0.12

Awareness of climate change

0.93

0.93

0.00

Climate information

0.55

0.53

0.02

Perceived rainfall

0.22

0.30

0.08

Perceived temperature

0.85

0.89

0.04

Possession of collateral

0.38

0.62

0.24**

observations

84

66

150

  1. **; *** denote 5% and 1% significant level, respectively